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Reporting a loss in a timely manner is key. The insured has an obligation to notify the insurer of the loss as soon as it occurs. It should be emphasized that prompt reporting of a loss preserves evidence critical in determining admissibility and quantum of the claim.

1. Notify us

As soon as possible

Insured notifies us of a claim, as soon as possibles

2. We acknowledge claim

Within 3 working days

Within 3 working days after intimation of a claim, the claim is acknowledged and claimant is contacted to explain the documents required

3. We visit the site

Within 3 working days

Within 3 working days after intimation of a claim, we will perform a site visit by our claims staff and/or assessor

4. You provide required documents

As soon as possible

Insured provides all documents requested

5. We make a settlement offer

Within 5 working days

Making a settlement offer or communicating repudiation of a claim within 5 days after receipt of receiving final supporting documents, final adjustment or investigation report. Discharge voucher to be submitted together with final adjustment report

6. We settle the claim

Within 3 working days

Settling the claim of

  1. Up to 10m: within 3 working days
  2. Up to 50m: within 5 working days.
  3. Above 50m: within 10 working days

on receipt of a signed discharge voucher

Important information to note

  1. DISCLAIMER: If we are unable to meet the deadline, the client shall be advised accordingly.
  2. As soon as we are notified of a loss, we shall visit the scene as soon as practically possible, in any case, within 3 working days.
  3. If the claim requires the services of an independent assessor/investigator, one shall be appointed in writing and you will be copied in this and all subsequent correspondences
  4. You will be notified of the documents required to assist in the assessment of the loss and they should be provided as soon as possible.